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2026-08-22 MONEY☀ AM

GovKodo's Founder Calls Out Corporate Software. AI Gives Five Junior Coders' Power. Most Won't Use It Properly.

Forbes interviewed the founder of GovKodo about how AI enables entrepreneurs to build tools that solve everyday problems. The founder, identified as Peters, observes that AI can give any reasonably intelligent person the productive capacity of approximately five junior coders. He contrasts this with large corporations that pay employees handsomely yet deliver terrible user interfaces, lag, fewer features, and glitches, suggesting their revenue comes from elsewhere.

This demonstrates what business scholars call the incumbent's curse. Established companies optimize for revenue extraction rather than product quality because their moats protect them from consequences. AI narrows that moat by collapsing the cost of building alternatives. The mechanism is capability democratization. When building software becomes cheap, the only remaining advantage is knowing which problem to solve.

GovKodo, represented by its founder Peters, is building tools using AI to address problems that established corporate software has failed to solve. Forbes published the interview as independent contributor analysis.

  1. Identify one software tool you use daily that frustrates you. Write down specifically what it does poorly. Expected outcome: a one-sentence problem statement.
  2. Open a consumer AI coding assistant such as ChatGPT or Claude. Describe your problem and ask for a simple web-based solution. Request HTML and JavaScript you can save as a single file. Expected outcome: code you can paste into a text editor.
  3. Save the code as an .html file. Double-click to open it in your browser. Expected outcome: a rough but functional prototype of the tool you wished someone had built for you.
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